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Legal Assistance / Insurance Coverage

Legal Services Overview

Associated Professional Educators of Louisiana provides full legal services and professional assistance to its members in addition to free legal advice for work related issues that occur when you are a member in good standing. The Director of Legal Services and the A+PEL General Counsel review matters of concern to members, make recommendations, and if necessary, assign attorneys to individual cases.  Attorney fees are paid by A+PEL in keeping with existing insurance provisions.

A+PEL Member Legal Assistance Requests: 

Current members of A+PEL may call the A+PEL's main office at (225)769-4005, submit a contact form on our website or call our Director of Legal Services, Ms. Polly Broussard at (225)933-2349 to initiate legal assistance 

View the Policy Details here

Coverage A - Liability Coverage

Up to $2,000,000 per insured per occurrence/$3,000,000 per occurrence, plus the cost of defense, investigation and legal fees

Protection for your assets if you are named in a lawsuit due to an event arising in the course and scope of your employment.

Applies in the event a member is alleged to have caused injury or damage to others while performing his/her professional duties
Errors and omissions insurance for claims for damages arising out of a member’s duties as a professional educator, including all defense costs.
Note: The duty of the insurer to defend extends even to groundless, false and frivolous suits and accusations.

 

COVERAGE B - REIMBURSEMENT OF ATTORNEY FEES

Up to $20,000 per claim, per insured for Criminal Proceedings and/or Sexual Misconduct.  

Peace of mind in the workplace if there is an action or proceeding against you involving allegations of criminal conduct, sexual harassment, or improper touching of a student 

The policy provides reimbursement of attorney fees for allegations of criminal and/or sexual misconduct if found not guilty or dismissed with prejudice.  
Annual aggregate per insured  limit: $20,000
Annual aggregate, all claims, limit: $1,000,000

 

Covergage C: Bail Bonds

Up to $5,000 coverage for bail bonds, per bail bond, per insured

 

Coverage - Reimbursement of Attorney Fees for Identity Theft

Up to $10,000 per insured

 

Coverage - Assault Related Personal Property Damage

Up to $2,500 per insured

 

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